Neal Brokerage Group - Life Insurance Terms and Conditions

Welcome to Neal Brokerage Group's Life Insurance Services. Before proceeding with any transactions or utilizing our services, please carefully review the following terms and conditions. By accessing our website or availing our services, you agree to comply with these terms and conditions.

Services Offered: Neal Brokerage Group provides life insurance services, including policy consultation, application processing, and claims assistance.

Eligibility: Our services are available to individuals who meet the eligibility criteria set forth by Neal Brokerage Group and the respective insurance providers. You must be of legal age to enter into a contract for life insurance in your jurisdiction.

Accuracy of Information: You agree to provide accurate and up-to-date information during the application process. Any misrepresentation or omission of facts may result in the denial of coverage or claims.

Privacy Policy: Protecting your privacy is important to us. Please refer to our Privacy Policy to understand how we collect, use, and safeguard your personal information.

Insurance Policies: Neal Brokerage Group acts as an intermediary between you and various insurance providers. While we strive to assist you in selecting suitable policies, the final decision rests with you. We do not guarantee the availability or terms of any specific policy.

Premium Payments: You are responsible for timely payment of insurance premiums as outlined in your policy. Failure to pay premiums may result in the lapse or termination of your coverage.

Claims Process: In the event of a claim, you must notify us promptly and provide all necessary documentation and information required for claim processing. We will assist you throughout the claims process, but the final decision lies with the insurance provider.

Limitation of Liability: Neal Brokerage Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or reliance on information provided on our website.

Intellectual Property: All content on the Neal Brokerage Group website, including logos, trademarks, text, and graphics, is the property of Neal Brokerage Group or its licensors and is protected by copyright and other intellectual property laws.

Modification of Terms: Neal Brokerage Group reserves the right to modify these terms and conditions at any time without prior notice. It is your responsibility to review these terms periodically for updates.

Governing Law: These terms and conditions shall be governed by and construed in accordance with the laws of Indiana, without regard to its conflict of law provisions.

Disclaimer: Our services are provided on an "as is" and "as available" basis without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Consent to Doing Business Electronically: By using our Services, you agree that all communications from us relating to products and Services, including insurance products, offered through the Site may be provided or made available to you electronically by e-mail, SMS text message, or at the Site. You further agree that we may accept an electronic signature from you, and that this electronic signature will have the same binding effect as a physical wet signature and will appear on all records related to the provision of any such products and services.

Acceptance of Terms: These Terms apply to you. You agree, as long as you continue to use our Services, to accept and follow these Terms, and to only use our Services as permitted. You understand that Neal Brokerage Group sells insurance and should only be used by those who can legally buy an insurance contract where they live. Our Services are not available to minors. Specifically, by using or applying for Services, (i) you must be the person being insured on the policy; (ii) you must be the person that owns and pays for the policy; (iii) the primary purpose of the policy must be to protect your family; and at the time of submitting your application, (iv) you do not have any agreements in place to assign/sell the policy for which you are applying.

Ability to Access Electronic Communications: You agree that you have the ability to access, view, store, download, and print communications, documents, and hyperlinks we deliver or make available to you electronically through your computer or on your mobile device. You can find apps that support printing and saving electronic communications using your mobile device’s app store. If your mobile device does not have this functionality, you must access the Site through alternate means that provide you with the capability to print and save communications.

Contact Us: If you have any questions or concerns regarding these terms and conditions, please contact us at bryan@nealbrokeragegroup.com .

By using our website or availing our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our services.